AMERICAN INTERCAPITAL DEPOSITORY & TRUST'S MANAGEMENT TEAM, ADVISORS & EMPLOYEES

E. Jerry James, Founder and Chairman Emeritus of the Board of Managers

Mr. James is Founder and Chairman of the Board of Managers of American Intercapital Depository & Trust, an international private bank headquartered in Denver, Colorado which provides statutorily mandated asset protection and financial anonymity to high net worth individuals, families, and their companies through its depository services, asset management and trust relationships.  He is also Managing Director of Steeplechase Advisors, LLC, which is a firm that, in part, specialized in working with wealthy families in establishing "family offices," a method to manage generational wealth. Mr. James passed the national examination for qualification as a Certified Public Accountant (CPA) and is a Certified Anti-Money Laundering Specialist (CAMS). He received a Masters of professional Accountancy, with an emphasis in taxation at the University of Texas at Austin and a Bachelor of Science in Commerce and Business Administration, cum laude, from the University of Alabama. Upon graduation, Mr. James resumed his position with international accounting firm of Arthur Young & Company (now known as Ernst & Young). Mr. James has held the positions of Chief Executive Officer and Chief Financial Officer for a private company, which has substantial operations in energy, real estate, financial services and other industries. Mr. James is qualified as a certified Valuation Analyst (CVA). He has served as a member of numerous business and foundation boards both in the United States and overseas. He is the current President and a fellow of The Offshore Institute, and serves on its Executive Committee.

Vikas Gambhir, Board of Managers

Mr. Gambhir is the Director of Global Development responsible for building international business and high net worth clientele for American Intercapital Depository & Trust around the world. He brings with him vast experience in international finance, banking, and business. With an MBA in International Business, he has worked with various multinational companies in Europe, Asia, the Middle East, and the Americas. Having headed international operations for large banks and financial institutions, Mr. Gambhir has addressed important business issues for a variety of high net-worth clientele. He currently manages a substantial portfolio for high net-worth individuals and families. He also speaks a variety of international languages including Spanish, French, Italian, Hindi, Punjabi, and Urdu. Mr. Gambhir will manage the American Intercapital Depository & Trust's offices catering to the needs of American Intercapital Depository & Trust's clientele.

Ramon E. Juncosa, Interim President

Mr. Juncosa is a Senior Vice President, Compliance Officer-Latin America for American Intercapital Depository & Trust.  He brings senior management experience acquired over three decades in: Private Banking/Wealth Management, Investments, Correspondent and Corporate Banking; and has traveled and worked extensively throughout Latin America and the Caribbean.  Mr. Juncosa graduated from Louisiana State University's Graduate School of Banking where he received the only top award given in the program for outstanding performance in the "Banking Simulation" project.  Ray graduated Cum Laude with a Master of Science degree from Madison University and a Bachelor of Science degree from Barry University.  Mr. Juncosa also taught for over 10 years under the auspices of the Center for Financial Training and American Institute of Banking.  He is a Certified ACAMS Money Laundering Specialist and had also received licenses as a stock broker (license 7 and 63), real estate sales and mortgage broker.  Ray is fluent in English and Spanish with a good working knowledge of Portuguese.

Ronald L. Rudman, Compliance Manager

Mr. Rudman is responsible for compliance with all state and federal legal and regulatory requirements. He practiced law in Denver for 19 years before starting a company engaged in offshore asset recovery, serving clients in the U.S. and overseas.  Mr. Rudman has been active in development and implementation of transnational legal structures, has assisted in the drafting of the statutes of an offshore financial center and has consulted to a major foreign government on the implementation of its anti-corruption efforts. He has been a speaker at numerous international conferences and has written numerous articles on topics related to international financial and legal issues. Mr. Rudman received his Bachelor of Arts degree, magna cum laude, from Brandeis University in 1975 and his Juris Doctor degree from the University of Denver in 1978.

Susan M. James, Marketing Director

Mrs. James has over 20 years of experience as a professional in marketing and accounting. Her education includes a Bachelor of Science in Commerce and Business Administration with a marketing emphasis from the University of Alabama, supplemented by an additional Bachelor of Science in Accounting from Metropolitan State College. She has served as Marketing Coordinator for Steeplechase Advisors for the past 2 years, marketed real estate for over 10 years, in addition to a previous career as a tax specialist. In her capacity at American Intercapital Depository & Trust, Mrs. James heads up the bank's international marketing effort, including work with public relations and advertising firms worldwide. She is currently serving on the Board of Trustees of the Colorado Children's Chorale and is a council member of the Junior League of Denver.

Richard Rosenberg, Security Officer

Richard Rosenberg is responsible for enterprise systems implementations at Qwest Communications.  Mr. Rosenberg was instrumental in implementing several high profile systems projects at Qwest that significantly reduced network operational costs. Mr. Rosenberg has over 15 years of management experience for the communications, energy, government, and transportation industries.  Mr. Rosenberg has specialized in the areas of business project improvement, information technologies, management consulting, and project management.  Prior to joining Qwest, Mr. Rosenberg worked for Accenture, Budget Group, and the U.S. Navy.  Mr. Rosenberg earned a Bachelor's degree in Economics and Political Science from Tufts University in 1988, and a Master's in Business Administration from the University of Denver in 1995.  He is a certified Project Management Professional (PMP).

John L. Page, Regional Director, Caribbean & Latin America

Mr. Page is the Director of Business Development, Caribbean & Latin America, for American Intercapital Depository & Trust. Mr. Page has also worked for Paradigm Global Advisors - in New York, as Senior Vice President of Marketing & Structuring. He focused on raising assets from family offices and institutions, opening new distribution outlets in the Caribbean and Central America. John has an extensive sales career in the financial services industry of over 14 years. Beginning his career at Smith Barney shortly after graduating from Roanoke College in Virginia, he then relocated to Florida from Washington, DC in 1992. After Smith Barney, he worked with Raymond James, CIBC Oppenheimer and UBS Paine Webber.

AMERICAN INTERCAPITAL DEPOSITORY & TRUST’S ADVISORY BOARD

Mr. Walter Diamond, Overseas Press & Consultants

Walter H. Diamond is a United Nations Tax Treaty and Free Trade Zone Advisor as well as Editor and Economist of Overseas Press and Consultants. A former Director of International Taxation and Manager of International Taxes for Deloitte Touche and KPMG Peat Marwick respectively, Mr. Diamond also served as Director of the Economics Department of McGraw-Hill International Corporation and Editor of the McGraw-Hill American Letter. Before joining McGraw-Hill, he was Economist for the Public National Bank and National Bank Examiner in the Second Federal Reserve District, having been in charge of liquidation of foreign banks and businesses for the Alien Property Custodian during World War II. As a United Nations and US AID Advisor, he has handled assignments for more than 50 countries involving taxation, investment, trade development, free trade zones, treaties, export insurance and offshore banking. Mr. Diamond received citations for his assistance in this work from Chief Executive of Honduras and former U.S. Secretary of Treasury Henry Morgenthau, Sr., while former President Eisenhower appointed him to the French Trade Mission to handle investment and tax problems. As a Foreign Analyst of the Federal Reserve Bank of New York, Mr. Diamond helped to prepare foreign exchange recommendations for Bretton Woods.  He has written several books, including his personal memoir entitled, One of A Kind, The Secrets of World Leaders, published by Syracuse University Press.

Mrs. Dorothy Diamond, Overseas Press & Consultants

Dorothy B. Diamond is an author and editor of Overseas Press and Consultants in Hartsdale, New York. She has written and updated Tax Havens of the World for Matthew Bender since 1977. Aside from being an author for legal publishers, Mrs. Diamond has contributed articles to national magazines and written travel features for the New York Times, New York Post, Trans World Airlines and the Pan-Am World Guide. A pioneer in consumer education, she was a columnist for two leading trade magazines and wrote 50 booklets on consumer affairs. She won an award from the Merchandising Executives Club of New York City.  Mrs. Diamond has enjoyed the honor of being the first woman to address the Stockholm Advertising Club, Barbados Central Bank, and International Tax Planning Association. Mrs. Diamond received her B.A. degree with highest honors from Wellesley College, is a member of Phi Beta Kappa, and obtained a Master of Science degree from Columbia Graduate School of Journalism.

Mr. Peter E. Koveos, Whitman School of Management & Kieback Center of International Business Studies

Peter Koveos joined Syracuse University in 1982. He has served as interim dean of the school of management (1988-1990) and as associate Dean for master’s Programs. (1997-2001). He is currently Chair if the Finance Department, Professor of Finance and Senior Director for International Programs. He is also the Director of the Kiebach Center for International Business Studies and the Diamond Institute for International Taxation.  As Director of ExportNY, an Institute for International Business Executives, and the National Grid Foundation Institute, Peter works closely with many New York companies as they position themselves for the challenges ahead. He is also President of the Central New York International Business Alliance and the Director of the International Business Forum. He also maintains contacts with companies in other parts of the world, such as China and Korea.  Dr. Koveos has worked to establish the Sejong-Syracuse Global MBA Program (Seoul, Korea) and the Shanghai-Syracuse International School of Business, a joint undertaking between the School of Management and the University of Shanghai for Science and Technology. In recognition of his work, the Shanghai Government recently awarded Dr. Koveos the White Yulan Prize, given to the most distinguished foreign experts.

Mr. Walter Szkitka, Association for World Free Trade

Walter Szykitka’s professional career began in the travel industry; he organized and marketed special-interest group travel to destinations such as East Africa and Thailand, for groups ranging from zoologists to fire fighters.  More recently he has been involved in the promotion of free trade zones, and among his accomplishments was the successful campaign, in partnership with Walter H. Diamond, to persuade the Japanese Government to create a network of “foreign access zones” as a means of opening Japan’s markets to foreign products.  He is now a consultant, with clients in Japan and Spain, and a journalist specializing in international trade and investments.  In addition to serving as research assistant in connection with several of Walter Diamond’s financial reference works and newsletters, he has produced four books of his own: Public Works, a Handbook for Self-Reliant Living (briefly on the NY Times best-seller list); How to Be Your Own Boss; Without A Lawyer; and presently in the bookstores, The Big Book of Self-Reliant Living.  He is married and lives in Manhattan.

Mr. Charles C. Luetke, Capital Formation

Charles C. Luetke served in the United States Army Air Corps in World War II and held the rank of captain at the time of his discharge. Since graduating from the University of Minnesota Law School in 1949, he has been engaged in the practice of law as a litigator and has been admitted to practice in several state and federal courts, the U.S. Court of Claims, and the Supreme Court of the United States. In the 1960s and 70s he served as Assistant Regional Counsel and then Regional Counsel for the United States General Services Administration in New York. In later years he has been engaged in corporate reorganizations in the U.S. Bankruptcy Courts and in civil trials and appeals. He is a co-author of books including A State- by- State Guide to Investment Incentives and Capital Formation and The Global Guide to Investment Incentives and Capital Formation, both published by Kluwer Law International. He is also a contributor to “Foreign Taxes and Trade Briefs” published by Matthew Bender & Co.

Mr. William H. Byrnes IV, St. Thomas University School of Law

Professor William H. Byrnes, IV, is the founder of the Walter H. & Dorothy B. Diamond International Tax Program, hosted at St Thomas University School of Law. Professor Byrnes is a Visiting Professor of International Taxation to the Master’s program of the Faculty of Commerce, Law, and Management at the University of the Witwatersrand ( Johannesburg) and before that was the coordinator and lecturer of the International Tax Master’s of Commerce program at RAU ( Johannesburg). Professor Byrnes pioneered distributive legal education in the United States. In 1994, he created the three and five day training program, International Taxation and Offshore Financial Centers, which he has taught in-house to banks, exchanges, and governments in Hong Kong, Singapore, London, Miami, Lisbon, and other locales. He has chaired, as well as presented at, many corporate and private banking conferences globally, including in Malaysia, Bahamas, Cayman Islands, India, and South Africa. His presentations have included topics as diverse as forecasting economics of B2B integrated supply chains to the discriminatory U.S. implementation and affect of transfer pricing regulations to Indian/Pacific Rim States. Professor Byrnes has authored a series of textbooks used in the LL.M. as well as other texts and scholarly works.

Mr. Matt Blackman, Goldhaven Information Systems

Matt Blackman has been involved with international offshore investments since 1993 when he established a business in Costa Rica. Subsequently he has visited and written about many other offshore jurisdictions in the Caribbean and elsewhere. Mr. Blackman is author of the book Costa Rica: How to Find Prosperity in Paradise that provides facts, figures and insights into doing business in that country. He has written articles for Offshore Outlook Magazine, Offshore AmeriCan Magazine, Offshore Finance Canada, Offshore Finance U.S.A. and Shore to Shore Magazine which is the official magazine to the Offshore Institute. He assisted Walter H. and Dorothy B. Diamond with quarterly updates for their 3 volume work entitled Tax Havens of the World.  He is also the publisher of The Internet Offshore Entrepreneur and Offshore Light Free, two Internet based newsletters that are written to keep the offshore investor and businessperson up-to-date on important events that shape the offshore world.  He is also the publisher of The Internet Offshore Entrepreneur and Offshore Light Free, two Internet based newsletters that are written to keep the offshore investor and businessperson up-to-date on important events that shape the offshore world.